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how does paysafecard work?

paysafecard: What is it and how does it work?

Everything you wanted to know about paysafecard in one place: find out where to buy it, how to use it, and why it's a smart way to pay online. Or offline.

What is paysafecard?

paysafecard is a prepaid credit card. It allows you to pay safely and securely online even without a bank account. And because it’s prepaid, there are no unexpected bills, or monthly contracts. There are two types of paysafecard:

  • paysafecard classic/ PIN

This type of paysafecard works quite simply. First, you buy a paysafecard code for a certain value and then use the code to pay on thousands of paysafecard partner websites. No extra fees or hassle. When you pay using a paysafecard code, you don’t have to provide extra personal or billing information at checkout. That helps you protect your personal information.

  • paysafecard Mastercard

paysafecard Mastercard is a physical prepaid credit card. It’s a good option if you’re looking for a prepaid credit card to use offline, as well as online. Or, if you’re planning to shop on a website that isn’t a paysafecard partner (yet). Keep in mind that paysafecard Mastercard charges an annual fee. Also, there's a small fee for top-up, ATM withdrawals and payments in foreign currencies. You can order your paysafecard Mastercard easily online. All you need to do is create a My paysafecard account first. Topping up your paysafecard Mastercard is also easy - just buy a paysafecard code online.

How to create a My paysafecard account?

To create a My paysafecard account, go to the paysafecard website. Then click on Sign up in the upper right corner of your screen. You’ll need to provide your email and home address, as well as your phone number. No worries, it only takes seconds.

Good to know: You don’t have to make a My paysafecard account to use paysafecard codes. An account is only required if:

  • you want to order a paysafecard Mastercard

  • you want to make a purchase for over EUR 50 using paysafecard;

  • you’re interested in ewallet functionality.

How to use paysafecard online

It’s easy to pay online with paysafecard.

  • Pay online with paysafecard classic/ PIN

If you’re paying on a paysafecard partner website, simply select paysafecard as a payment method during checkout. You’ll then need to provide your 16-digit paysafecard code. Done!

  • Pay online or offline with paysafecard Mastercard

To use your paysafecard Mastercard, select Mastercard as a payment method (online), or use your physical card to pay as you normally would in a physical store. Need a top up? Get your paysafecard code instantly here.

Where can I pay with paysafecard online?

Curious where paysafecard is accepted as a payment method? Here are some of paysafecard’s partners in Ireland. You can always find an up-to-date list of partners on the paysafecard website.



  • Steam

  • Runes of Magic

  • Neverwinter


  • DatingWalk

  • Fine-Love.net

  • InterFriendship

With a paysafecard Mastercard, you can pay anywhere online where Mastercard is an accepted payment method - including Amazon, Zalando and Alibaba.

Where can I buy paysafecard online?

On recharge.com you can buy your paysafecard instantly. Choose your desired paysafecard value - 100 kr, 250 kr, 450 kr, 500 kr, or 1000 kr. Then pay safely and securely with PayPal, Trustly, Visa, or American Express. You’ll receive your paysafecard code in your email inbox within seconds.

Can I buy paysafecard with PayPal?

Yes. On recharge.com, you can buy any product with PayPal - including paysafecard. All you need to do is select PayPal as your payment method during checkout.

Can I top up PayPal with paysafecard?

Now you know you can buy paysafecard with PayPal, but did you know you can also top up PayPal with paysafecard? To do that, you’d need to have a paysafecard Mastercard. Go to your PayPal account and click on Banks and cards. Link your paysafecard Mastercard to your account. From now on, when you click on Add money in your PayPal account, paysafecard Mastercard will be one of the options you see. You’re ready to transfer money from your paysafecard to PayPal.

Good to know: What is Paysafe?

paysafecard is often incorrectly referred to as paysafe card, pay safe card, or simply Paysafe. So, if you’re confused by the different information online, here comes clarity. paysafecard is the correct name of the prepaid credit card you’re looking for. Paysafe is the name of the company issuing this card.

Ready to start paying safely? Buy your paysafecard online.