{"id":20458,"date":"2023-08-10T10:44:30","date_gmt":"2023-08-10T08:44:30","guid":{"rendered":"https:\/\/www.recharge.com\/blog?p=20458"},"modified":"2023-08-23T10:22:17","modified_gmt":"2023-08-23T08:22:17","slug":"money-saving-tips-for-students","status":"publish","type":"post","link":"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students","title":{"rendered":"Top 5 money saving tips for students"},"content":{"rendered":"<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Life as a new student can be overwhelming. There\u2019s a lot of things you\u2019re doing for the first time, while also trying to make new friends and study.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">Life as a new student can be overwhelming. There\u2019s a lot of things you\u2019re doing for the first time, while also trying to make new friends and study.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;With so much going on, it can be easy to get into debt. So hang tight, we\u2019ve got some money saving tips for students that will help to make sure you stay on track.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">With so much going on, it can be easy to get into debt. So hang tight, we\u2019ve got some money saving tips for students that will help to make sure you stay on track.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Money saving tip for students 1. Set a budget&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:31489,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10,&quot;17&quot;:1}\">Money saving tip for students 1. Set a budget<\/span><\/h2>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Keep it simple. There are loads of budgeting tips for students out there, but you don\u2019t need to go crazy. If you get a lump sum at the start of each term, it can be easy to blast through it. So, a simple budget is one of the easiest ways to save money as a student.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">Keep it simple. There are loads of budgeting tips for students out there, but you don\u2019t need to go crazy. If you get a lump sum at the start of each term, it can be easy to blast through it. So, a simple budget is one of the easiest ways to save money as a student.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;It will only take a few minutes to work out how much you can spend each week. You just need to calculate your cash flow during the term:&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">It will only take a few minutes to work out how much you can spend each week. You just need to calculate your cash flow during the term:<\/span><\/p>\n<ul>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Incomings \u2013 Loans, cash from parents, grants, pay, etc&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:31489,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10,&quot;17&quot;:1}\"><strong>Incomings<\/strong> \u2013 Loans, cash from parents, grants, pay, etc<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Outgoings \u2013 Rent, bills and any other fixed costs&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:31489,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10,&quot;17&quot;:1}\"><strong>Outgoings<\/strong> \u2013 Rent, bills and any other fixed costs<\/span><\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Subtract your outgoings from your incomings and divide by the number of weeks. This will leave you with how much you can spend each week on food, socialising and anything else.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">Subtract your outgoings from your incomings and divide by the number of weeks. This will leave you with how much you can spend each week on food, socialising and anything else.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Another option is to use a [LINK]budgeting app[\/LINK]. &quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:27,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\">Another option is to use a <a href=\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/best-free-budgeting-apps\" target=\"_blank\" rel=\"noopener\">budgeting app<\/a>. <\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Stick to your budget by putting your spending money on a prepaid card each week or month. That way you\u2019ll know you\u2019re not getting way off target. Check out our article on the best prepaid cards for students here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:57,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:69}\uee10{&quot;1&quot;:175,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:211}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:57,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:69}\uee10{&quot;1&quot;:175,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/best-prepaid-credit-cards-for-students&quot;}\uee10{&quot;1&quot;:211}\">Stick to your budget by putting your spending money on a <a class=\"in-cell-link\" href=\"https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards\" target=\"_blank\" rel=\"noopener\">prepaid card<\/a> each week or month. That way you\u2019ll know you\u2019re not getting way off target. Check out our article on the <a class=\"in-cell-link\" href=\"https:\/\/www.recharge.com\/en-gb\/ie\/blog\/best-prepaid-credit-cards-for-students\" target=\"_blank\" rel=\"noopener\">best prepaid cards for students here<\/a>.<\/span><\/p>\n<button type=\"button\" class=\"btn btn-success\"><a rel=\"noreferrer\" class=\"button pbtn-link\" rel=\"noreferrer\" href=\"https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards\">Buy prepaid cards online<\/a><\/button>\n<p>&nbsp;<\/p>\n<h2><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Money saving tip for students 2. Be careful with credit&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:31489,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10,&quot;17&quot;:1}\">Money saving tip for students 2. Be careful with credit<\/span><\/h2>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;If your budget is tight, you might be tempted to use a credit card as a buffer. Don\u2019t do that. Credit cards charge high interest rates if you don\u2019t pay them back at the end of each month. Paying the minimum amount might seem reasonable, but your debt will soon add up.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">If your budget is tight, you might be tempted to use a credit card as a buffer. Don\u2019t do that. Credit cards charge high interest rates if you don\u2019t pay them back at the end of each month. Paying the minimum amount might seem reasonable, but your debt will soon add up.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;An overdraft is a much better way to give your budget some breathing room. It\u2019s still credit, so you\u2019re going to have to repay eventually. But shop around for a student bank account that offers the biggest and longest 0% overdraft available.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">An overdraft is a much better way to give your budget some breathing room. It\u2019s still credit, so you\u2019re going to have to repay eventually. But shop around for a student bank account that offers the biggest and longest 0% overdraft available.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;After uni, switch to a graduate account that gives you the most amount of time to repay.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">After uni, switch to a graduate account that gives you the most amount of time to repay.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Money saving tip for students 3. Save on bills&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:31489,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10,&quot;17&quot;:1}\">Money saving tip for students 3. Save on bills<\/span><\/h2>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Pay as you go phone deals can be a good way to save money as a student. They offer great value and make it much easier to stick to a budget. You\u2019ll never need to worry about a massive bill showing up at the end of the month. Check out our article to find out &lt;LINK: Student SIM Cards&gt;the best student SIM cards for students in Ireland&lt;\/&gt;.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:259,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:284}\uee10{&quot;1&quot;:334,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:337}\">Pay as you go phone deals can be a good way to save money as a student. They offer great value and make it much easier to stick to a budget. You\u2019ll never need to worry about a massive bill showing up at the end of the month.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Another good budgeting tip for students is to look at your subscriptions. With Netflix hiking its prices and others likely to follow, the costs can add up. Get rid of any subscriptions you don\u2019t use regularly. You can always sign up again if you want to use them for something in particular. We\u2019ve got more tips on &lt;LINK: Manage your subscriptions like a pro&gt;managing your subscriptions like a pro here&lt;\/&gt;.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:315,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:359}\uee10{&quot;1&quot;:402,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:405}\">Another good budgeting tip for students is to look at your subscriptions. With Netflix hiking its prices and others likely to follow, the costs can add up. Get rid of any subscriptions you don\u2019t use regularly. You can always sign up again if you want to use them for something in particular. We\u2019ve got more tips on: <a href=\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/manage-subscriptions-like-a-pro\" target=\"_blank\" rel=\"noopener\">Manage your subscriptions like a pro<\/a>.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Money saving tip for students 4. Check for student deals&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:31489,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10,&quot;17&quot;:1}\">Money saving tip for students 4. Check for student deals<\/span><\/h2>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;First of all, make sure you get your student card \u2014 and make the most of it. Shops and other places don\u2019t always advertise that they have a student discount, so always ask.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">First of all, make sure you get your student card \u2014 and make the most of it. Shops and other places don\u2019t always advertise that they have a student discount, so always ask.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;If you\u2019re going to be travelling regularly, see if it makes sense to get a student travel card or bus pass. Travel costs can rack up over the course of a year so any kind of discount can be a good way to save money as a student.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">If you\u2019re going to be travelling regularly, see if it makes sense to get a student travel card or bus pass. Travel costs can rack up over the course of a year so any kind of discount can be a good way to save money as a student.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;And how about this for a student money saving tip: don\u2019t pay anything for software. Most students with an academic email address are eligible for Microsoft\u2019s Office 365 for free. That includes 1TB of free cloud storage.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:146,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:177}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:146,&quot;2&quot;:&quot;https:\/\/www.microsoft.com\/en-ie\/education\/products\/office?icid=Cat-Student-CP1-Row2-freeOffice365?icid=Cat-Student-CP1-Row2-freeOffice365&quot;}\uee10{&quot;1&quot;:177}\">And how about this for a student money saving tip: don\u2019t pay anything for software. Most students with an academic email address are eligible for <a class=\"in-cell-link\" href=\"https:\/\/www.microsoft.com\/en-ie\/education\/products\/office?icid=Cat-Student-CP1-Row2-freeOffice365?icid=Cat-Student-CP1-Row2-freeOffice365\" target=\"_blank\" rel=\"noopener\">Microsoft\u2019s Office 365 for free<\/a>. That includes 1TB of free cloud storage.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;You can also get discounts on laptops and tablets from Apple, Samsung, Microsoft, Dell and many others.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:55,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:62,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:70}\uee10{&quot;1&quot;:71,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:80}\uee10{&quot;1&quot;:82,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:86}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:55,&quot;2&quot;:&quot;https:\/\/www.apple.com\/ie-edu\/store&quot;}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:62,&quot;2&quot;:&quot;https:\/\/www.samsung.com\/ie\/students-offers\/&quot;}\uee10{&quot;1&quot;:70}\uee10{&quot;1&quot;:71,&quot;2&quot;:&quot;https:\/\/www.microsoft.com\/en-ie\/store\/b\/student&quot;}\uee10{&quot;1&quot;:80}\uee10{&quot;1&quot;:82,&quot;2&quot;:&quot;https:\/\/www.dell.com\/en-ie\/lp\/students&quot;}\uee10{&quot;1&quot;:86}\">You can also get discounts on laptops and tablets from <a class=\"in-cell-link\" href=\"https:\/\/www.apple.com\/ie-edu\/store\" target=\"_blank\" rel=\"noopener\">Apple<\/a>, <a class=\"in-cell-link\" href=\"https:\/\/www.samsung.com\/ie\/students-offers\/\" target=\"_blank\" rel=\"noopener\">Samsung,<\/a> <a class=\"in-cell-link\" href=\"https:\/\/www.microsoft.com\/en-ie\/store\/b\/student\" target=\"_blank\" rel=\"noopener\">Microsoft<\/a>, <a class=\"in-cell-link\" href=\"https:\/\/www.dell.com\/en-ie\/lp\/students\" target=\"_blank\" rel=\"noopener\">Dell<\/a> and many others.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Money saving tip for students 5. Manage your risk sensibly&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:31489,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10,&quot;17&quot;:1}\">Money saving tip for students 5. Manage your risk sensibly<\/span><\/h2>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;You\u2019re probably going to want insurance for all your devices and gadgets. Check your parents\u2019 cover first as you may not even need your own insurance. Some policies will cover you while temporarily living away from home.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">You\u2019re probably going to want insurance for all your devices and gadgets. Check your parents\u2019 cover first as you may not even need your own insurance. Some policies will cover you while temporarily living away from home.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;If you do need insurance, remember that it\u2019s just a way to reduce your risk \u2014 for a price. Cutting your risk to \u20ac0 will be more expensive than cutting it to \u20ac300. This is what the term excess refers to. if you claim \u20ac500 and have a \u20ac300 excess, the insurer will pay you \u20ac200. A bigger excess means bigger risk for you \u2014 but also lower premiums.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">If you do need insurance, remember that it\u2019s just a way to reduce your risk \u2014 for a price. Cutting your risk to \u20ac0 will be more expensive than cutting it to \u20ac300. This is what the term excess refers to. if you claim \u20ac500 and have a \u20ac300 excess, the insurer will pay you \u20ac200. A bigger excess means bigger risk for you \u2014 but also lower premiums.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Similarly, don\u2019t over-estimate the value of your items. This will only increase the premiums you need to pay. Be realistic about how much insurance you need. If disaster happens, you\u2019ll want enough cash to be able to continue your studies. But you don\u2019t need more than that.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">Similarly, don\u2019t over-estimate the value of your items. This will only increase the premiums you need to pay. Be realistic about how much insurance you need. If disaster happens, you\u2019ll want enough cash to be able to continue your studies. But you don\u2019t need more than that.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Use comparison sites to check for the best deals. Insurance is one product where deals aimed at students aren\u2019t always the best choice. Look around to see what\u2019s available.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Montserrat&quot;,&quot;16&quot;:10}\">Use comparison sites to check for the best deals. Insurance is one product where deals aimed at students aren\u2019t always the best choice. Look around to see what\u2019s available.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Keep your budget on track with these great ideas for saving money.<\/p>\n","protected":false},"author":3,"featured_media":20509,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cos_headline_score":0,"cos_seo_score":0,"cos_headline_text":"Top 5 money saving tips for students","cos_headline_has_been_analyzed":false,"cos_last_analyzed_headline":[],"_hreflang_tags":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[24],"tags":[339,331],"class_list":["post-20458","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-smart-spending","tag-decision","tag-interest"],"jetpack_publicize_connections":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.4 (Yoast SEO v21.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Money saving tips for students<\/title>\n<meta name=\"description\" content=\"Keep your budget on track with these great ideas for saving money.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 5 money saving tips for students\" \/>\n<meta property=\"og:description\" content=\"Keep your budget on track with these great ideas for saving money.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students\" \/>\n<meta property=\"og:site_name\" content=\"Recharge Blog\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-10T08:44:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-23T08:22:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/creativegroup-blog-prd-eu-west-1-recharge-blog.s3.eu-west-1.amazonaws.com\/blog\/wp-content\/uploads\/2023\/08\/10135515\/money_saving_tips_for_students_RE.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1364\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kristina Kalpaklieva\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students\",\"url\":\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students\",\"name\":\"Money saving tips for students\",\"isPartOf\":{\"@id\":\"https:\/\/www.recharge.com\/blog\/en-gb\/#website\"},\"datePublished\":\"2023-08-10T08:44:30+00:00\",\"dateModified\":\"2023-08-23T08:22:17+00:00\",\"author\":{\"@id\":\"https:\/\/www.recharge.com\/blog\/en-gb\/#\/schema\/person\/316c6e2757d81bb1c3a03010d5bf9471\"},\"description\":\"Keep your budget on track with these great ideas for saving money.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.recharge.com\/blog\/en-gb\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Top 5 money saving tips for students\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.recharge.com\/blog\/en-gb\/#website\",\"url\":\"https:\/\/www.recharge.com\/blog\/en-gb\/\",\"name\":\"Recharge Blog\",\"description\":\"Everything about online safety, smart spending &amp; your digital lifestyle.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.recharge.com\/blog\/en-gb\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.recharge.com\/blog\/en-gb\/#\/schema\/person\/316c6e2757d81bb1c3a03010d5bf9471\",\"name\":\"Kristina Kalpaklieva\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.recharge.com\/blog\/en-gb\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ad1b1f6f5c7945891cbd65496fc3617e81d5d291dd96b4533c976a169712478b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ad1b1f6f5c7945891cbd65496fc3617e81d5d291dd96b4533c976a169712478b?s=96&d=mm&r=g\",\"caption\":\"Kristina Kalpaklieva\"},\"description\":\"Curious about all things digital. Loves discovering and sharing tips and tricks to help anyone anywhere stay safe and connected online.\",\"url\":\"https:\/\/www.recharge.com\/blog\/en-gb\/author\/kristina\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Money saving tips for students","description":"Keep your budget on track with these great ideas for saving money.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students","og_locale":"en_GB","og_type":"article","og_title":"Top 5 money saving tips for students","og_description":"Keep your budget on track with these great ideas for saving money.","og_url":"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students","og_site_name":"Recharge Blog","article_published_time":"2023-08-10T08:44:30+00:00","article_modified_time":"2023-08-23T08:22:17+00:00","og_image":[{"width":2048,"height":1364,"url":"https:\/\/creativegroup-blog-prd-eu-west-1-recharge-blog.s3.eu-west-1.amazonaws.com\/blog\/wp-content\/uploads\/2023\/08\/10135515\/money_saving_tips_for_students_RE.jpg","type":"image\/jpeg"}],"author":"Kristina Kalpaklieva","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students","url":"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students","name":"Money saving tips for students","isPartOf":{"@id":"https:\/\/www.recharge.com\/blog\/en-gb\/#website"},"datePublished":"2023-08-10T08:44:30+00:00","dateModified":"2023-08-23T08:22:17+00:00","author":{"@id":"https:\/\/www.recharge.com\/blog\/en-gb\/#\/schema\/person\/316c6e2757d81bb1c3a03010d5bf9471"},"description":"Keep your budget on track with these great ideas for saving money.","breadcrumb":{"@id":"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-saving-tips-for-students#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.recharge.com\/blog\/en-gb"},{"@type":"ListItem","position":2,"name":"Top 5 money saving tips for students"}]},{"@type":"WebSite","@id":"https:\/\/www.recharge.com\/blog\/en-gb\/#website","url":"https:\/\/www.recharge.com\/blog\/en-gb\/","name":"Recharge Blog","description":"Everything about online safety, smart spending &amp; your digital lifestyle.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.recharge.com\/blog\/en-gb\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"Person","@id":"https:\/\/www.recharge.com\/blog\/en-gb\/#\/schema\/person\/316c6e2757d81bb1c3a03010d5bf9471","name":"Kristina Kalpaklieva","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.recharge.com\/blog\/en-gb\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ad1b1f6f5c7945891cbd65496fc3617e81d5d291dd96b4533c976a169712478b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ad1b1f6f5c7945891cbd65496fc3617e81d5d291dd96b4533c976a169712478b?s=96&d=mm&r=g","caption":"Kristina Kalpaklieva"},"description":"Curious about all things digital. Loves discovering and sharing tips and tricks to help anyone anywhere stay safe and connected online.","url":"https:\/\/www.recharge.com\/blog\/en-gb\/author\/kristina"}]}},"jetpack_featured_media_url":"https:\/\/creativegroup-blog-prd-eu-west-1-recharge-blog.s3.eu-west-1.amazonaws.com\/blog\/wp-content\/uploads\/2023\/08\/10135515\/money_saving_tips_for_students_RE.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.recharge.com\/blog\/en-gb\/wp-json\/wp\/v2\/posts\/20458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.recharge.com\/blog\/en-gb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.recharge.com\/blog\/en-gb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.recharge.com\/blog\/en-gb\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.recharge.com\/blog\/en-gb\/wp-json\/wp\/v2\/comments?post=20458"}],"version-history":[{"count":3,"href":"https:\/\/www.recharge.com\/blog\/en-gb\/wp-json\/wp\/v2\/posts\/20458\/revisions"}],"predecessor-version":[{"id":20461,"href":"https:\/\/www.recharge.com\/blog\/en-gb\/wp-json\/wp\/v2\/posts\/20458\/revisions\/20461"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.recharge.com\/blog\/en-gb\/wp-json\/wp\/v2\/media\/20509"}],"wp:attachment":[{"href":"https:\/\/www.recharge.com\/blog\/en-gb\/wp-json\/wp\/v2\/media?parent=20458"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.recharge.com\/blog\/en-gb\/wp-json\/wp\/v2\/categories?post=20458"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.recharge.com\/blog\/en-gb\/wp-json\/wp\/v2\/tags?post=20458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}