{"id":13421,"date":"2023-02-14T14:52:01","date_gmt":"2023-02-14T13:52:01","guid":{"rendered":"https:\/\/www.recharge.com\/blog?p=13421"},"modified":"2024-11-25T17:52:30","modified_gmt":"2024-11-25T16:52:30","slug":"ways-to-send-money-abroad","status":"publish","type":"post","link":"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/ways-to-send-money-abroad","title":{"rendered":"Send money abroad without using money transfer services: These are your best options"},"content":{"rendered":"<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Millions of people around the world rely on money sent home from relatives working abroad.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">There are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Money transfers make the world go round<\/span><\/h2>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Money transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Foreign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Even in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">World\u2019s top recipients of money transfers:<\/span><\/p>\n<ol>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">India $77.4bn<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Mexico $40.6bn<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Egypt $29.6bn<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Philippines $26.3bn<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Pakistan $26bn<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Bangladesh $21.7bn<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Nigeria $17bn<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Guatemala $11.3bn<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Indonesia $9.4bn<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Domin. Rep. $8.2bn<\/span><\/li>\n<\/ol>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Source: The World Bank, 2020<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">The most common ways to send money<\/span><\/h3>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Foreign workers send money abroad in small sums. The typical remittance size is around $200.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Banks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.<\/span><\/p>\n<ul>\n<li>\n<h4><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Banks<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Banks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">But many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.<\/span><\/p>\n<ul>\n<li>\n<h4><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Money transfer operators<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Outside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way &#8211; you hand over cash at a post office in one country and it will be received as cash in another country in minutes.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">You can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Money transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.<\/span><\/p>\n<ul>\n<li>\n<h4><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Mobile money<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Many countries allow you to send money to a phone number, known as mobile money.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">Services such as <a class=\"in-cell-link\" href=\"https:\/\/www.safaricom.co.ke\/personal\/m-pesa\" target=\"_blank\" rel=\"noopener\">Kenya\u2019s M-Pesa<\/a> pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Millions of people around the world rely on money sent home from relatives working abroad.\\n\\nThere are many ways to send money abroad, but some common options can be expensive or difficult to access. In this article we\u2019ll show some other ways you can financially support loved ones abroad.\\n\\n&lt;h2&gt;Money transfers make the world go round&lt;\/h2&gt;\\n\\nMoney transfers are a vital part of the economy in many countries. Each year, migrant workers around the world send home more than $500bn.\\n\\nForeign Indian workers send home more money than the country earns from exporting diamonds, garments and rice combined. Overseas Filipino workers contribute almost 10% of the country\u2019s economy through remittances. Guatemalans send home 10 times more money than the country earns from exporting bananas.\\n\\nEven in an EU country like Romania, foreign workers send back more money than it earns from exports of cars or electronics.\\n\\n\\nWorld\u2019s top recipients of money transfers\\n1 India $77.4bn\\n2 Mexico $40.6bn\\n3 Egypt $29.6bn\\n4 Philippines $26.3bn\\n5 Pakistan $26bn\\n6 Bangladesh $21.7bn\\n7 Nigeria $17bn\\n8 Guatemala $11.3bn\\n9 Indonesia $9.4bn\\n10 Domin. Rep. $8.2bn\\nSource: The World Bank, 2020\\n\\n\\n&lt;h3&gt;The most common ways to send money&lt;\/h3&gt;\\n\\nForeign workers send money abroad in small sums. The typical remittance size is around $200.\\n\\nBanks, post offices, money transfer operators and mobile money are the most popular ways to send money overseas.\\n\\n&lt;h4&gt;Banks&lt;\/h4&gt;\\n\\nBanks are the most common way of sending money abroad. It\u2019s easy to understand why people choose this method. Sending cash directly from your mobile banking app to a foreign bank account is super convenient.\\n\\nBut many people don\u2019t realise that it\u2019s also the most expensive option. It can be slow too. It might take days for the money to clear at the other end.\\n\\n&lt;h4&gt;Money transfer operators&lt;\/h4&gt;\\n\\nOutside of the banking system, post offices and money transfer operators are the typical choices. They work in a straightforward way - you hand over cash at a post office in one country and it will be received as cash in another country in minutes.\\n\\nYou can also transfer money online using a credit card, debit card or bank transfer. At the other end, the person you\u2019re sending money can pick up cash.\\n\\nMoney transfer operators have built an incredible global network. Almost everyone in the world lives within easy reach of a post office or Western Union counter. Better yet, it\u2019s cheaper than using a bank and the money is available almost at once.\\n\\n&lt;h4&gt;Mobile money&lt;\/h4&gt;\\n\\nMany countries allow you to send money to a phone number, known as mobile money.\\n\\nServices such as Kenya\u2019s M-Pesa pioneered mobile money that works through PIN-protected text messages. Recipients can withdraw cash through a network of agents and retailers for a low fee.\\n\\nYou can send money to a phone number through traditional money transfer operators and online services. \\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:290,&quot;2&quot;:{&quot;4&quot;:14,&quot;5&quot;:1}}\uee10{&quot;1&quot;:339}\uee10{&quot;1&quot;:1309,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1353}\uee10{&quot;1&quot;:1562,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1578}\uee10{&quot;1&quot;:1940,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1975}\uee10{&quot;1&quot;:2629,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:2652}\uee10{&quot;1&quot;:2751,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2765}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:2751,&quot;2&quot;:&quot;https:\/\/www.safaricom.co.ke\/personal\/m-pesa&quot;}\uee10{&quot;1&quot;:2765}\">You can send money to a phone number through traditional money transfer operators and online services.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">The true cost of money transfers<\/span><\/h2>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">How much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.<\/span><\/p>\n<ul>\n<li>\n<h4><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Hidden fees<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">The biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">That fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">A typical $200 money transfer might look like this:<\/span><\/p>\n<ul>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Receiver will get: $195 (in foreign currency)<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Transfer fee: $10<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Foreign exchange fee: $5<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">You pay: $210<\/span><\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">But that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:<\/span><\/p>\n<ul>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">I want to send: $200<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Transfer fee: $10Recipient gets: Rp14,985.23<\/span><\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">The foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.<\/span><\/p>\n<ul>\n<li>\n<h4><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">How much it costs to send money abroad<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Worldwide, the average cost of sending $200 is $12.60 or 6.3%, <a class=\"in-cell-link\" href=\"https:\/\/remittanceprices.worldbank.org\/en\" target=\"_blank\" rel=\"noopener\">according to the World Bank<\/a>.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">To send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.<\/span><\/p>\n<ul>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Cost of sending $200<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Bank $20.80<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Post office $17.00<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Money transfer $10.88<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Mobile operator $6.12<\/span><\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">Source: The World Bank, 2021<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;The true cost of money transfers&lt;\/h2&gt;\\n\\nHow much it costs to send money abroad can vary a lot. One of the ways that people pay more is by exchanging small sums. The more you send, the less it costs. But this is not the only reason for high costs.\\n\\n&lt;h3&gt;Hidden fees&lt;\/h3&gt;\\n\\nThe biggest reason money transfers cost a lot is that it\u2019s difficult to compare prices. Money transfer operators often say they have a single fee or even no fee. But that is never the case. There is always a fee included in the exchange rate.\\n\\nThat fee can depend on several different factors. The country you\u2019re sending to makes a difference. So do the currencies you\u2019re exchanging. Are you sending cash? To a bank account? It all matters.\\n\\nA typical $200 money transfer might look like this:\\n Receiver will get: $195 (in foreign currency)\\n Transfer fee: $10\\n Foreign exchange fee: $5\\n You pay: $210\\n\\nBut that foreign exchange fee is hidden. What customers see is the transfer fee and the foreign currency amount. That typically looks like this:\\n I want to send: $200\\n Transfer fee: $10\\n Recipient gets: Rp14,985.23\\n\\nThe foreign exchange fee is deducted from the foreign currency amount. It\u2019s hard to shop around for the best price when costs are shown like this.\\n\\n&lt;h3&gt;How much it costs to send money abroad&lt;\/h3&gt;\\n\\nWorldwide, the average cost of sending $200 is $12.60 or 6.3%, according to the World Bank.\\n\\nTo send $200 in cash, the fee is usually $8 to $10 and the margin can be up to $6. Digital transfers are cheaper. On average, you\u2019ll pay around $4 less on a transfer of $200. Under $10 for digital compared to more than $13 for cash.\\n\\n\\n Cost of sending $200\\n Bank $20.80\\n Post office $17.00\\n Money transfer $10.88\\n Mobile operator $6.12\\n\\n Source: The World Bank, 2021\\n\\n\\nIt\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1080065,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;17&quot;:1,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:43,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:250}\uee10{&quot;1&quot;:273,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1237}\uee10{&quot;1&quot;:1288,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1449,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;5&quot;:0,&quot;9&quot;:1}}\uee10{&quot;1&quot;:1476,&quot;2&quot;:{&quot;5&quot;:0}}\uee10{&quot;1&quot;:1882}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:1449,&quot;2&quot;:&quot;https:\/\/remittanceprices.worldbank.org\/en&quot;}\uee10{&quot;1&quot;:1476}\">It\u2019s also cheaper to send bigger sums. The average cost for sending $500 is around $8.50. That\u2019s around a third less than for $200.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">When money transfer services are not a good option<\/span><\/h2>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">As well as the cost, some other issues can make it difficult to use money transfer services.<\/span><\/p>\n<ul>\n<li>\n<h4><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">ID documents<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">Money transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">The info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:<\/span><\/p>\n<ul>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">Current signed passport<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">Current full driving licence (UK)<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">EU\/EEA national ID card<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">EU\/EEA residency card<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">Emergency passport<\/span><\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">Without ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">This is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.<\/span><\/p>\n<ul>\n<li>\n<h4><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">Inconvenient<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">Sending and collecting cash from a post office or money transfer counter can be inconvenient.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">Sending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time.<\/span><\/p>\n<ul>\n<li>\n<h4><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">Lack of control<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">Cash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;When money transfer services are not a good option&lt;\/h2&gt;\\n\\nAs well as the cost, some other issues can make it difficult to use money transfer services.\\n\\n&lt;h3&gt;ID documents&lt;\/h3&gt;\\n\\nMoney transfer services can be difficult to access for migrant workers or the people they\u2019re sending money to. Strict rules usually mean official documentation is needed.\\n\\nThe info needed for a wire transfer can vary but will usually include a valid ID. To send money using a money transfer operator in the UK or EU you\u2019ll need one of these:\\nCurrent signed passport\\nCurrent full driving licence (UK)\\nEU\/EEA national ID card\\nEU\/EEA residency card\\nEmergency passport\\n\\nWithout ID, it is impossible to send money through traditional money transfers. This is true even for sending money to a phone number through a money transfer operator.\\n\\nThis is also true for the recipient. In most countries it is impossible to collect cash from a post office or money transfer counter without an ID.\\n\\n&lt;h3&gt;Inconvenient&lt;\/h3&gt;\\n\\nSending and collecting cash from a post office or money transfer counter can be inconvenient.\\n\\nSending cash through a service like Western Union is quick. But making a trip to the nearest location where money transfer services are available can cost valuable time. \\n\\n&lt;h3&gt;Lack of control&lt;\/h3&gt;\\n\\nCash is king. But what if you want to know that your financial support is being used for a specific purpose? Or maybe you don\u2019t want it to be mis-used.\\n\\nWhen sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:60}\uee10{&quot;1&quot;:155,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:177}\uee10{&quot;1&quot;:963,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:985}\uee10{&quot;1&quot;:1253,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1278}\">When sending cash it is difficult to control how the money is used. Once it is collected, the recipient can do anything with the money.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">Other ways to send money: Send value instead<\/span><\/h2>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">Many of the problems with money transfers can be avoided by sending value instead of money.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">The concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or <a class=\"in-cell-link\" href=\"https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards\" target=\"_blank\" rel=\"noopener\">prepaid credit card<\/a> that can be used locally.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">These types of <a href=\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/money-transfer-alternatives-that-work-instantly\" target=\"_blank\" rel=\"noopener\">money transfer alternatives<\/a> are not subject to the same ID requirements as cash transfers.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">You can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">Sending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">Remember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.<\/span><\/p>\n<ul>\n<li>\n<h4><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">Mobile top-up<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">You can directly <a class=\"in-cell-link\" href=\"https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else\" target=\"_blank\" rel=\"noopener\">top up someone else\u2019s phone<\/a> overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.<\/span><\/p>\n<ul>\n<li>\n<h4><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">Gift cards and prepaid cards<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">It\u2019s easy to send money abroad using gift cards. There are <a href=\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/international-gift-cards-choose-and-send-one-to-friends-and-family-abroad\" target=\"_blank\" rel=\"noopener\">several options<\/a> to choose from depending on the country. The recipient will get an email at once and can start spending right away.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">This can be extremely flexible. For example, Amazon Pay can be used in India to <a class=\"in-cell-link\" href=\"https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay\" target=\"_blank\" rel=\"noopener\">pay for utility bills<\/a>, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">If you send a Visa gift card it can be used even more widely.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;Other ways to send money: Send value instead&lt;\/h2&gt;\\n\\nMany of the problems with money transfers can be avoided by sending value instead of money. \\n\\nThe concept of sending value is simple. It can mean adding credit to a mobile phone in another country or sending an online gift card or prepaid credit card that can be used locally.\\n\\nThese types of &lt;LINK to Money transfer alternatives that work instantly&gt;money transfer alternatives&lt;\/LINK&gt; are not subject to the same ID requirements as cash transfers.\\n\\nYou can also send value from anywhere at any time, and the recipient will get it at once. You can send from any country, in any currency.\\n\\nSending value is a much less restrictive way to financially support someone overseas. But it can also be a good way to make sure the money will only be used for a specific purpose.\\n\\nRemember, you\u2019ll still pay a cost through exchange rates if you\u2019re changing currencies.\\n\\n&lt;h3&gt;Mobile top-up&lt;\/h3&gt;\\n\\nYou can directly top up someone else\u2019s phone overseas. This is one of the best ways to send money to someone regularly without paying for an international money transfer. It also saves the recipient going to a counter to collect cash and makes sure they can always contact you.\\n\\n&lt;h3&gt;Gift cards and prepaid cards&lt;\/h3&gt;\\n\\nIt\u2019s easy to send money abroad using gift cards. There are &lt;LINK: International gift cards: Choose the best one for any occasion&gt; several options to choose from depending on the country. The recipient will get an email at once and can start spending right away.\\n\\nThis can be extremely flexible. For example, Amazon Pay can be used in India to pay for utility bills, cable TV, insurance and even municipal taxes. By sending an Amazon Pay gift card, recipients can use the money at once.\\n\\nIf you send a Visa gift card it can be used even more widely.\\n\\nYou can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. Compare the different options available here.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:1063681,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12,&quot;23&quot;:1}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:54}\uee10{&quot;1&quot;:286,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:914,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:937}\uee10{&quot;1&quot;:955,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1217,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:1255}\uee10{&quot;1&quot;:1599,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:{&quot;2&quot;:{&quot;1&quot;:2,&quot;2&quot;:1136076},&quot;9&quot;:1}}\uee10{&quot;1&quot;:2050}\" data-sheets-hyperlinkruns=\"{&quot;1&quot;:286,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/prepaid-credit-cards&quot;}\uee10{&quot;1&quot;:305}\uee10{&quot;1&quot;:955,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/how-to-top-up-for-someone-else&quot;}\uee10{&quot;1&quot;:982}\uee10{&quot;1&quot;:1599,&quot;2&quot;:&quot;https:\/\/www.amazon.in\/gp\/sva\/dashboard?ref_=nav_cs_apay&quot;}\uee10{&quot;1&quot;:1620}\uee10{&quot;1&quot;:2006,&quot;2&quot;:&quot;https:\/\/www.recharge.com\/en-gb\/ie\/blog\/prepaid-credit-cards-compared&quot;}\uee10{&quot;1&quot;:2050}\">You can also send money to email with prepaid credit cards, which offer the benefits of a credit card without the hassle. You add value in advance and use it just like a regular credit or debit card. <a class=\"in-cell-link\" href=\"https:\/\/www.recharge.com\/blog\/en-gb\/ie\/prepaid-credit-cards-compared\" target=\"_blank\" rel=\"noopener\">Compare the different options available here<\/a>.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;How to save on money transfers&lt;\/h2&gt;\\n\\nWhen you\u2019re changing one currency for another, there\u2019s always a cost. Here are some tips to help you save:\\n - Send bigger amounts \u2013 It\u2019s cheaper to send $500 than $200.\\n - Find the fee \u2013 Don\u2019t be fooled when a provider says it doesn\u2019t charge a fee.\\n - Check rates \u2013 Use a foreign exchange calculator such as Oanda to see standard rates.\\n - Send value \u2013 Save time and hassle by sending value instead of money.\\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:40}\">How to save on money transfers<\/span><\/h2>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;How to save on money transfers&lt;\/h2&gt;\\n\\nWhen you\u2019re changing one currency for another, there\u2019s always a cost. Here are some tips to help you save:\\n - Send bigger amounts \u2013 It\u2019s cheaper to send $500 than $200.\\n - Find the fee \u2013 Don\u2019t be fooled when a provider says it doesn\u2019t charge a fee.\\n - Check rates \u2013 Use a foreign exchange calculator such as Oanda to see standard rates.\\n - Send value \u2013 Save time and hassle by sending value instead of money.\\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:40}\">When you\u2019re changing one currency for another, there\u2019s always a cost. Here are some tips to help you save:<\/span><\/p>\n<ul>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;How to save on money transfers&lt;\/h2&gt;\\n\\nWhen you\u2019re changing one currency for another, there\u2019s always a cost. Here are some tips to help you save:\\n - Send bigger amounts \u2013 It\u2019s cheaper to send $500 than $200.\\n - Find the fee \u2013 Don\u2019t be fooled when a provider says it doesn\u2019t charge a fee.\\n - Check rates \u2013 Use a foreign exchange calculator such as Oanda to see standard rates.\\n - Send value \u2013 Save time and hassle by sending value instead of money.\\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:40}\"><strong>Send bigger amounts<\/strong> \u2013 It\u2019s cheaper to send $500 than $200.<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;How to save on money transfers&lt;\/h2&gt;\\n\\nWhen you\u2019re changing one currency for another, there\u2019s always a cost. Here are some tips to help you save:\\n - Send bigger amounts \u2013 It\u2019s cheaper to send $500 than $200.\\n - Find the fee \u2013 Don\u2019t be fooled when a provider says it doesn\u2019t charge a fee.\\n - Check rates \u2013 Use a foreign exchange calculator such as Oanda to see standard rates.\\n - Send value \u2013 Save time and hassle by sending value instead of money.\\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:40}\"><strong>Find the fee<\/strong> \u2013 Don\u2019t be fooled when a provider says it doesn\u2019t charge a fee.<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;How to save on money transfers&lt;\/h2&gt;\\n\\nWhen you\u2019re changing one currency for another, there\u2019s always a cost. Here are some tips to help you save:\\n - Send bigger amounts \u2013 It\u2019s cheaper to send $500 than $200.\\n - Find the fee \u2013 Don\u2019t be fooled when a provider says it doesn\u2019t charge a fee.\\n - Check rates \u2013 Use a foreign exchange calculator such as Oanda to see standard rates.\\n - Send value \u2013 Save time and hassle by sending value instead of money.\\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:40}\"><strong>Check rates<\/strong> \u2013 Use a foreign exchange calculator such as Oanda to see standard rates.<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;h2&gt;How to save on money transfers&lt;\/h2&gt;\\n\\nWhen you\u2019re changing one currency for another, there\u2019s always a cost. Here are some tips to help you save:\\n - Send bigger amounts \u2013 It\u2019s cheaper to send $500 than $200.\\n - Find the fee \u2013 Don\u2019t be fooled when a provider says it doesn\u2019t charge a fee.\\n - Check rates \u2013 Use a foreign exchange calculator such as Oanda to see standard rates.\\n - Send value \u2013 Save time and hassle by sending value instead of money.\\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15105,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Cambria, serif&quot;,&quot;16&quot;:12}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:40}\"><strong>Send value<\/strong> \u2013 Save time and hassle by sending value instead of money.<br \/>\n<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p> Learn about the best ways to send money (and value) abroad, when a traditional money transfer isn\u2019t an option.<\/p>\n","protected":false},"author":3,"featured_media":13438,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cos_headline_score":0,"cos_seo_score":0,"cos_headline_text":"Send money abroad without using money transfer services: These are your best options","cos_headline_has_been_analyzed":false,"cos_last_analyzed_headline":[],"_hreflang_tags":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[23,24],"tags":[339,331],"class_list":["post-13421","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digital-lifestyle-old","category-smart-spending","tag-decision","tag-interest"],"jetpack_publicize_connections":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.4 (Yoast SEO v21.0) - 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