Can you use PayPal on Amazon? While not a direct option, you can! Discover 3 working methods for 2026, including using a PayPal Cash Card or buying Amazon Gift Cards to easily spend your PayPal funds.
How to Pay on Amazon With PayPal – 3 Easy Methods (2026)
How to Pay on Amazon With PayPal – 3 Easy Methods (2026)
How to Pay on Amazon With PayPal: 3 Working Methods (2026)
You are likely searching for a specific button at checkout, but Amazon does not directly accept PayPal payments. While this might seem frustrating given PayPal’s popularity, the good news is that you have legitimate workarounds to use your funds. By using a PayPal Cash Card, purchasing gift cards, or leveraging third-party retailers, you can successfully spend your PayPal balance on Amazon.
Summary
You cannot find a PayPal button on the Amazon checkout page, but you can still spend your funds there. By using a PayPal debit card or purchasing Amazon Gift Cards from trusted retailers, you can bypass this restriction effectively.
TL;DR
- Amazon does not have a direct PayPal integration in 2026.
- The best method is using the PayPal Cash Card (Mastercard) as a credit card on Amazon.
- You can buy digital Amazon Gift Cards using PayPal at other online stores.
- “Pay in 4” is possible if you buy gift cards through retailers that support it.
📑 Table of Contents
Does Amazon Accept PayPal Directly?
No, Amazon does not accept PayPal directly. If you look at your wallet settings in your Amazon account, you will see that there is no option to link a PayPal account alongside your credit cards or bank accounts. While both companies are giants in the e-commerce space, they have historically been competitors.
Amazon operates its own payment processing service called Amazon Pay. Because PayPal was owned by eBay (Amazon’s primary competitor) for many years, Amazon has never integrated the service. Even though PayPal is now independent, Amazon prefers you use their proprietary system or direct credit cards to avoid paying processing fees to a rival platform. However, the methods listed below allow you to bypass this limitation easily.
Method 1: Use the PayPal Cash Card (Best Option)
Why this works: The PayPal Cash Card is a debit Mastercard. Amazon accepts Mastercard, meaning the site treats it like any other bank card, regardless of the fact that the funds are pulled from your PayPal balance.
If you are wondering how to pay on amazon using paypal in the most seamless way possible, this is it. You do not need to buy vouchers or go through third-party sites. You simply use the physical or virtual card provided by PayPal.
- Step 1: Get the Card
- Apply for the PayPal Cash Card through your PayPal dashboard. It connects directly to your balance.
- Step 2: Add to Amazon
- Go to “Your Payments” on Amazon and select “Add a credit or debit card.” Enter the 16-digit number, expiration date, and CVV from your PayPal card.
- Step 3: Checkout
- When you are ready to buy, select this card as your payment method. Amazon will deduct the money from your PayPal balance instantly.
Method 2: Buy Amazon Gift Cards With PayPal
If you want to know how to pay with paypal on amazon without card applications, purchasing a digital gift card is the standard workaround. Since Amazon does not sell its own gift cards via PayPal, you must visit third-party retailers.
You can purchase digital codes from reputable sites such as eGifter, Dundle, or trusted pharmacy websites like CVS or Walgreens online. These platforms support PayPal as a primary payment option.
✅ Pros
- No credit check or card application required.
- Instant delivery via email.
- Keeps your banking details private from Amazon.
❌ Cons
- Requires an extra step before purchase.
- You cannot split the payment of the gift card itself.
- Refunds go back to the gift card balance, not PayPal.
Once you receive the code in your email, copy it and go to your Amazon account. You can then apply it to the Amazon account balance to cover your purchase entirely. This is also the most effective way to transfer a specific amount of money from PayPal to Amazon for budgeting purposes.
Method 3: How to Use PayPal Credit or Pay in 4 on Amazon
Many shoppers want to know how to pay in 4 on amazon with paypal to manage cash flow. Amazon has its own monthly payment systems, but they do not link to PayPal Credit. To use your PayPal credit line, you need to use a variation of the gift card method.
💡 The Trick: You must find a retailer that sells Amazon Gift Cards and accepts PayPal Credit or Pay in 4 at their checkout.
Major electronics retailers like Best Buy or GameStop often allow this. You fill your cart with an Amazon Gift Card of the value you need (e.g., $200), proceed to checkout, and select PayPal. When the PayPal login window appears, you can select “Pay in 4” or “PayPal Credit” as the funding source. Once you have the gift card code, redeem it on Amazon to make your large purchase using the funds you just financed elsewhere.
Frequently Asked Questions (FAQ)
Why can’t I pay with PayPal on Amazon?
The primary reason is competitive rivalry. Amazon and eBay (PayPal’s former owner) have been competitors for decades. Additionally, Amazon prefers to avoid the processing fees associated with PayPal transactions, encouraging users to use Amazon Pay or direct credit card links instead. By controlling the payment experience, Amazon retains more data and revenue.
Can you pay for Amazon Prime with PayPal?
Yes, but indirectly. The most reliable method is to use the PayPal Cash Card as your primary billing method for the subscription. Alternatively, you can top up your Amazon Gift Card balance to cover the cost, but Amazon generally requires a credit or debit card on file for recurring memberships. If you lack a traditional bank card, you can use the debit card issued by PayPal to pay for the recurring Prime subscription without issues.
Can you split payments on Amazon with PayPal?
You cannot split payments between a PayPal account and a bank card directly. However, if you use the gift card method, you can split the cost. You can pay for a portion of the item using the Amazon Gift Card balance (funded by PayPal) and pay the remaining difference with a standard credit or debit card at checkout.
Is there a way to pay on Amazon with PayPal without a card?
Yes. If you do not have the PayPal Cash Card and do not have a bank account, your only option is to buy a digital Amazon Gift Card from a third-party website that allows you to log in with PayPal. Once you have the code, you can load your Amazon balance and shop without ever entering card details on Amazon.
Written by
Mustafa Aybek
